You may not realize how quickly your driving record can become bad. While each state has different driving laws and regulations, it can be surprisingly easy to find yourself with too many points, minor (or major) violations, and before you know it, your license may be suspended … or taken away entirely. For example, if you're based in Colorado, a driving record online can have serious problems with just one mistake – driving under the influence of alcohol or drugs will earn you a nine-month suspension, a fine of up to $1000 and up to one year's jail-time (as a first offense).
However, not all violations are this severe, nor will they all see you lose your license. They will affect your insurance policies in the future, so be prepared to pay higher premiums dependent on the state your driving record is in. While DUI or DWAI (Driving With Ability Impaired) can lead to the highest premiums, which other violations lead to the most expensive insurance packages?
Reckless driving
If you drive recklessly, you can expect to see an increase in your premiums of around 15 to 20 percent. This is viewed as one of the most severe driving mistakes you can make, as it shows little respect for the safety of others, yourself, or other people's property. If you're speeding at the same time (which is likely), you could also find your record blighted by speeding charges.
Speeding your way to trouble
Numerous speeding tickets on your record will bring an average increase of around 10 percent, but if you get too many, you may even find your insurance coverage canceled. However, some states may not add the speeding tickets to your record if you take a class in safe driving, ensuring a cleaner history. As you accrue tickets, you will likely find the fines become more and more expensive – potentially landing you in financial hot water.
Red light running
Have you intentionally driven through an intersection while the lights were on red? Then you can expect to have 10 percent added to your insurance premiums. Drivers who run red lights are also more prone to accidents, and may even be under the influence of drink or drugs. Whether you do this because you're in a hurry, feeling adventurous after a couple of beers or by accident, you will be viewed as a reckless – and potentially dangerous – driver, and your rates will increase.
Driving with no valid license
Never get behind the wheel of a car without a valid license. No matter how long you've been driving or how safe you are on the road, your premiums could increase by an average of 10 percent. You may find yourself suspended or even banned from driving, and any eventual rises in your premiums could be considerably worse based on the increases you've probably already seen added since you committed whatever violation caused your license to be taken away in the first place.
If you order your online driving record and discover a disappointing number of violations, you should contact the DMV or your local motoring authority to learn if there are any actions you can take to improve it. At 4SafeDrivers.com, we can supply your driving record in a quick, easy way – get in touch on 1-877-753-6667now to find out more.
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