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How to Avoid Driving Record Frauds
May 3, 2013 | 
Author When it comes to ordering a driving record online, you want the service to be as quick and painless as possible. After all, you’re probably ordering this driving record because you need to apply for a job or change an error in your DMV report – and you don’t exactly have time to sit around and wait in frustratingly long lines at the Department of Motor Vehicles.
However, the desire to get your driving records as quickly – and cheaply – as possible could leave you vulnerable to driving record frauds. There are plenty of online driving records services out there that promise to deliver you your personal driving records for cheap – but then will charge your credit card an astounding amount of money in a never-ending subscription.
Consumer groups have just caught wind of these groups after similar debacles with credit report companies, which would promise users a “free” credit report, only to secretly charge them a monthly fee just for the privilege. These tricks are usually buried deep within the terms and conditions of the website, but they’re still considered “predatory,” as they’re meant to trick people into opting into a regular subscription.
To avoid falling into this trap when ordering your driving record online, watch out for these warning signs:
- If something seems too cheap to be true, then it definitely is – especially when it comes to driving records. Services that charge only a $1 for you to see your driving records (like DMV.us.org, for example) are typically making their money through subscriptions, which will be contained deep within the terms and conditions of the site. It usually costs a vendor between $3 to $28 to order a driving record online, so anything less than this is usually indicative of a subscription-based service.
- If another service promises you that you can view someone else’s driving record, you should avoid this service at all costs. You can’t view a driving record without someone’s written permission (usually in the form of a consent form), so any service that promises you otherwise should be reported to consumer agencies immediately.
Remember, if a service seems too good to be true, it usually is. 4SafeDrivers.com is a reputable service that offers real and reliable driving record results that can be sent to you by U.S. mail or to your email inbox. When it comes to driving record searches, use a trusted name – use 4SafeDrivers.com.
How the Recent Government Cuts Will Affect the DMV
While government officials and military personnel are busy hunkering down to prepare for the aftereffects of the recent government cuts, a major entity is discovering that it’s going to get hit hard – and it just might affect your everyday life.
The Department of Motor Vehicles, one of the largest government agencies in the United States, is expected to close hundreds of locations around the country to deal with the upcoming budget cuts. In addition to these sudden changes, the DMV is looking to re-organize its core functions in order to continue providing the public with essential services. This includes moving several services online, which means that many people might find it more difficult to obtain the information they need on their driving records and DMV reports. Many DMV locations are closing altogether, leaving residents and businesses worried that they won’t be able to access the services they need.
This could prove to be a potential disaster for employers and job-seeking individuals, as driving records are a core component of extensive background checks within the hiring process.
“The budget cuts couldn’t have come at a worse time,” says Jeffrey Kellner, founder of 4SafeDrivers.com. “With the economy still stagnating and jobs more scarce than ever, the information contained within driving records can make or break a person’s quest for the perfect career.”
Employers often look to driving records to determine if a person is responsibility and reliable. If a potential employee has unpaid parking tickets, speeding offenses and even DUI arrests on their driving records, this could convince an employer to look elsewhere for a new hire. Additionally, some job-seeking individuals have reported that driving record errors have prevented them from getting hired.
With so much at stake, the economy has made it more important than ever for people to access their driving records – but the recent budget cuts look to threaten hassle-free access to DMV reports. This is why services like 4SafeDrivers.com are stepping in to pick up where the Department of Motor Vehicles left off. Online driving record searches take the burden off of the DMV, and also make it easier for people to find the information they need without going through the hassle of the DMV’s severely constrained services.
While the extent of the budget cuts have yet to be felt, businesses and individuals are looking to mitigate any potential setbacks by moving their needs to 4SafeDrivers.com.
Is Paying Your Traffic Ticket Necessary or is Traffic Court the Way to Go?
What seems like the worst thing in the world happens. You are driving down the road,
see those flashing lights behind you, and moments later you are handed a citation. This
citation details your requirements for resolving the ticket, which include the option to pay
at the appropriate location or attend a court date that will determine whether you are
guilty or not. Read the rest of this entry »
Graduated Driver’s License Law Receiving Great Attention to Combat Recent Tragedy
When teen drivers are seeking their privilege to get on the road, they aren’t really thinking of the many dangers that they are taking on before them. Getting their license is all they think about, and the laws and rules are often the last thing on their minds. However, there are laws that are imposed on teen drivers that are much stricter than those for adults, ensuring that the many factors of teen driving mistakes and irresponsibility are taken into account before they are permitted to drive.
In New Jersey, there is a law mandating that all teen drivers under the age of 18 are only permitted to drive when there is no more than one passenger within the vehicle. Why this law is important is because teen drivers are the greatest risk to the roads, and if they have many passengers, not only is their attention diverted, but they are also putting many more lives at risk.
Sadly, a 17 year old driver, Casey Brenner, with 7 passengers within the vehicle recently crashed an SUV causing the death of the driver as well as 3 other passengers. This sad tragedy has brought much attention to this significant law to prohibit driving under 18 with more than one passenger present in the vehicle.
When first obtaining a license in New Jersey, until the age of 18, a restricted license is obtained, which prohibits more than one passenger in the vehicle during operation. However, disregarding this law, the young driver became another statistic in teen driving, and another lesson as to why the Graduated Driver’s License Law is so important, and even bringing question to any gaps or issues with the law that could be allowing more and more teens to become and help create new fatalities on the roadways.
The Graduated Driver’s License Law is now getting some great attention, making sure that the story of these teens doesn’t continue, although it is becoming a struggle to maintain accordance with this law by new teens anxious to get on the road and transport their pals around.
One lesson, however, that is learned through the incident is that these laws are created for a reason, therefore should be a main consideration before getting a license and behind the wheel. For these teens, there are no second chances, but for other teens in New Jersey, and throughout the U.S. as well, the chance is now to make the right decision and ensure that they too do not become a statistic of the road.
The Basics On How Red Light Cameras Work (And how to avoid a ticket!)
Sara Schoonover
TicketKick
Imagine: It’s a rather common day and you’re running around town, knocking errands off your to-do list when all of a sudden, you see an array of bright, flashing lights as you stroll through one of the same intersections you drive through every day.
You think to yourself, “I don’t think we were expecting a lightening storm!” and then you realize that you probably set off the flashes at a red light camera. Paranoid, you go online to do some research about how long it takes for them to send you a ticket, and how much it’s going to cost you.
You wait and wait and about a week later, you get a fancy $500 notice in the mail with several pictures of you with the surprised “flash” face as you made your way into the intersection, only milliseconds after it had turned red. How can this be? You were sure you didn’t run that light!
Sound familiar? If you drive in one of the 70+ cities in California that operate red light camera systems, it’s very likely that you have experienced a similar situation, or know someone who has. Red light cameras bring millions of dollars in every year to the cities and camera companies. There are many different conspiracy theories on them, but we’ve got the inside scoop on exactly how they’re run, and how you can avoid the headache of a ticket.
A Brief History
The first red light camera systems began as early as the 1960’s and are said to have been introduced into the United States by the 1980’s. Currently, red light camera systems are run in 25 states across the US. Fines generated by citations differ from state to state, but are as high as $500 in California. Supporters of the systems uphold that the cameras are designed to reduce the number of accidents at selected intersections, but some studies contradict that claim. Opponents argue that the systems are run as a revenue generator and have little to no affect on accident reduction. It’s an on-going debate as to whether red light cameras violate constitutional laws protecting the public.
How They Work
If you haven’t already figured out, red light cameras are designed to capture photos of red light runners. More specifically, they’re installed at specified intersections to capture red light runners turning right without stopping completely (or making illegal right hand turns), turning left on red, or going straight through the intersection on a red. The cameras are placed on the corners of the intersection and are activated by induction loop sensors embedded under the road which create a magnetic field around the entrance to the intersection. When a vehicle enters the magnetic field at a speed in which it detects that you will run the light, it causes the camera systems to activate and begin recording the incident. Pictures are taken of the vehicle entering and leaving the intersection, and of the driver’s face and the vehicle’s license plate.
The photos are gathered by the police department and are then reviewed by an officer. If the officer determines that the driver did apparently commit a violation, they will send the ticket to the owner on the vehicle’s registration and file it with the courthouse to follow up. In California, the police department must issue the ticket within 15 days of the date of violation. The California court system allows defendants to contest the alleged violation in a court trial or trial by written declaration (trial by mail).
Legal Issues
Many argue that the officer who issues the ticket and testifies in court to a disputed case is not the proper person to present the photographic evidence, since he or she is not an expert in the camera systems.
The company that owns and operates the cameras contracts with the city to operate a ticket-based red light camera program. In California, cities are bound by a vast multitude of rules and regulations when operating a red light camera program.
For example, when installing a new red light camera at an intersection, the program must follow a 30 day warning period at that intersection before issuing actual citations to violators. The city must also make proper public announcements when installing cameras at new approaches and intersections. The law requires for there to be proper signs placed at each intersection’s approach, even if the intersection has a camera at only one approach, or for the city to have proper signs at each city entrance, indicating the use of red light camera systems within the city.
If the city is not in full compliance with each regulation, their red light camera program might be deemed illegal by the judge, as has been in the case of many cities, such as Napa in 2011 when the judge deemed that the “cost neutrality” clause in the cities’ contract with the camera company was unconstitutional.
How to Avoid Them
Undoubtedly, the best way to avoid a red light camera ticket is to come to a complete stop before the limit line before the light turns red.
It’s very common for drivers who are making a right on red (which is legal in California, unless otherwise noted) to slow down, look, and turn if no one else is coming.
California vehicle code 21453(a) stats that a driver “shall stop at a marked limit line, but if none, before entering the crosswalk on the near side of the intersection or, if none, then before entering the intersection.” Red light cameras are designed to capture drivers who turn right without completely stopping before the limit line.
A huge percentage of red light tickets that are issued are for this violation, and cost as much as if the driver blew straight through the light.
Opponents use this information to support their claim that red light cameras are simply revenue generators, arguing that making a right on red without stopping completely is not as dangerous as blowing straight through the light. Legislators in the past have tried to pass laws that separate the two incidences into two separate violations, with right on reds being less expensive than runners driving straight through the light. As it stands, the two incidences result in the same fine, and the same violation.
If You Get a Ticket
Although California’s red light camera ticket fines are debatably expensive, the California court system does make it fairly easy to contest a ticket through a trial by written declaration. This option allows drivers to contest their case through the mail, and gives drivers who are found guilty a second option to fight it in court through a trial de novo.
Many people who have received red light camera tickets have decided to contest their ticket, not because they didn’t think they ran the light, but because they simply couldn’t afford the high fines and insurance hikes from the potential point placed on their record.
Many feel that the cameras are unconstitutional and violate their rights as citizens with being recorded on camera. Until the vast majority of lawmakers and government authorities can agree that this is the case, red light camera systems will continue to be a multi-million dollar revenue source for cities.
Sara Schoonover is Vice President of Ticket Kick a California company that helps drivers get red light camera tickets and other traffic tickets dismissed by helping drivers through the trial by written declaration process. The company, which formally launched in 2010 after providing similar services since 2006, is the leading company in this space and growing rapidly.
Posted in California DMV, Department of Motor Vehicles, Driving Record, Insurance, News, Tips, Vehicle Safety | 
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How CA Drivers Are Affected by New Traffic School Laws
Sara Schoonover
TicketKick
September 21, 2011
Got a traffic ticket? Thinking about just paying it and taking traffic school? Think again. In July, California Assembly Bill 2499 went into affect, changing the scene in the courtroom of who may be able to attend traffic school to keep their driving record clean. Lets start with the basics, and go into how this new law can affect you as a driver.
What is traffic school?
Traffic school is a government regulated program designed to teach people how to become safer drivers. When you get a traffic ticket, the court might make a deal with you: take a traffic school course and they’ll keep a point off of your record. The point system is a way for the DMV and insurance companies to determine how risky you are on the road. Three points in 3 years on your record could mean suspension of your driver’s license, and insurance hikes of 20% or more, not to mention unhappy letters from the DMV.
What is the new law all about?
Before AB 2499 went into effect, the judges were allowed to grant traffic school to just about anyone at their discretion. The new law prohibits judges to approve traffic school unless the driver meets specific eligibility requirements outlined in the law as follows: Only non commercial drivers who have not previously attended traffic school in the last 18 months may be allowed to attend. Once you take traffic school, you will not be granted it again if you get another ticket within 18 months. Period.
This rule goes for drivers who get more than one ticket in more than one county or courthouse. The California court system now has a more solid way of communicating with each-other on who has or hasn’t attended. You simply cannot fall through the cracks of the court anymore. Fighting it may seem more appealing now.
The term “clean driving record” no longer applies with traffic school
It used to be that when you attended traffic school, you obtained a ticket dismissal on your driving record as if it never existed. Now, a violation will still appear on your record as “confidential,” but not as a point. The only way to actually keep your record clean if you get a ticket is to try to fight it and have it completely dismissed within the court’s records.
A comparison analysis of what a ticket could cost you
Lets look at a few options you have when you get a traffic ticket and what could be the related costs in terms of traffic school:
Plead guilty, pay the fine, accept the point.
California imparts some of the highest fines associated with traffic tickets. The average speeding ticket fines in California can be anywhere from $250-$400. The all-too popular redlight cameratickets cost about $500. Then there’s the insurance rates. One insurance company said that they automatically raise rates 20% if they see two tickets within three years or for a suspension due to any unresolved tickets. That’s hundreds of dollars more per year in insurance hikes. Yikes!
Plead guilty, pay the fine, attend traffic school.
If you choose to request traffic school and are approved, you’d be looking at paying your ticket fine, paying the court’s traffic school fee (generally another $60), and then paying the actual traffic school. You’d be saving money in any future insurance hikes but you’d be looking at initially forking out close to $1,000 depending on your violation, and using up your traffic school option for the next year and a half.
Plead not guilty, fight the ticket
The California court system makes it fairly easy to contest a traffic ticket through a trial by written declaration (trial by mail). If you fight your ticket and win, not only do you save on the ticket fines, but you eliminate the need to attend traffic school therefore saving those related costs. If you fight your ticket and lose, you’re back to square one and can then resort to traffic school.
Some estimates say that over 16 million traffic tickets are given out in California every year. Many people still choose the route of paying their ticket and attending traffic school. For many, it may seem like the easiest way, but now with stricter restrictions on traffic school eligibility, and with the high ticket fines that most people simply cannot afford in today’s economy, many are re-thinking pleading guilty and actually trying to beat traffic tickets.
Sara Schoonover is Vice President of of Ticket Kick, a California company that helps drivers get red light cameratickets and other traffic tickets dismissed by helping drivers through the trial by written declaration process. The company, which formally launched in 2010 after providing similar services since 2006, is the leading company in this space and growing rapidly.
Current Change in New York Renewal Driver License Requirements
No less than three New York senators are debating the New York Department of Motor Vehicles decision to ban vision tests, when drivers renew their licenses. This change went into effect at New York DMVs across the state this past Wednesday.
In New York State, driver’s licenses must be renewed every 10 years or so, depending on the circumstances. With DMV currently planning to drop the need for an eye test during a driver’s license renewal, Senator James L. Seward, R-Oneonta, states DMV is being reckless. Obviously, during the years between renewing the license, there is plenty of time for the driver’s vision to change.
Spokesperson for DMV, Jackie McGinnis, disagrees. According to McGinnis, DMV has carefully researched the issue and considered the potential outcomes that could result.
During the years between 1993 to 2000 drivers were not required to be tested for vision. According to McGinnis, there were no negative outcomes regarding traffic safety.
The Senators that expressed concern over the issue have come out against the change. However, neither of the two Onondaga County senators has yet taken a stand.
A solution to find a medium between the customer convenience offered by DMV and public safety is currently being researched by Senator David Valesky, D-Oneida.
In the past, each New York State driver was required to take a vision examine at the DMV when renewing their license. The driver also had the option of submitting the results of their vision exams that were performed by their physicians.
With the change, vision exams are no longer necessary, and the only requirement is for the driver renewing their license to certify that they are not suffering from any vision problems. The driver also self-certifies that they are not suffering from heart ailments, hearing problems and other medical conditions that could impair their driving ability.
The change does not apply to those that hold their commercial license, and they will still need to take the medical and vision exams each two years when renewing their license.
Spokesperson for DMV, Jackie McGinnis, claims that the agency decided upon the change in order to offer drivers the availability of renewing their licenses online.
In the United States, there are currently 14 states that do not require vision
How to Get a Ticket Dismissed (Almost) Every Time with TicketKick
How to Get a Ticket Dismissed (Almost) Every Time
Sara Schoonover
TicketKick
Have you ever known someone who received a traffic ticket? Chances are, you’ve heard your friend complain about the speeding ticket he got last week. He was only doing 80 with the flow of traffic, how could the cop write him a ticket! Or, how about your aunt who received one of those red light camera tickets in the mail claiming she didn’t stop completely before making a right on a red. She was sure she stopped that day, but now she faces a $500 ticket fine that she can’t afford since her husband was recently laid off, and she really doesn’t want to deal with fighting it in court.
These circumstances make us really start to appreciate living in California (or the few other states with a similar court system). Our courts make it fairly easy for drivers to fight their traffic ticket…and win! Most people think that their only option to fight their ticket is to go to court, wait in line, and plead their case in front of an intimidating judge only to be found guilty and left with few options but to just pay it off and drive really carefully for the next three years. But there is another option that most people seem to overlook-it’s called the trial by written declaration and it allows drivers to contest their ticket through the mail without ever having to appear in court. In fact, you will find information for the trial by written declaration right on the back of your ticket.
What kind of tickets are eligible for a trial by written declaration?
Just about every traffic infraction with a California vehicle code that is not past-due is eligible for a trial by written declaration, i.e. speeding tickets, stop sign tickets, red light tickets, red light camera tickets, cell phone tickets, tail-gaiting, etc. The trial by written declaration forms can be downloaded from most court websites. Some courthouses have their own policies for filing a trial by written declaration, so be sure to check your court’s website or contact them for specific instructions.
For those who doubt, there are several benefits to pursuing a trial by written declaration.
● It’s convenient. No long trips to the courthouse. No waiting in lines.
● It allows for a comprehensive written argument based on well prepared legal research.
● It’s a great place to start, assuring that if you are found guilty, you would then have the option for a trial de novo (retrial) or the opportunity to request traffic school. It’s a no-brainer to give it a shot.
1. It’s effective.The officers are required to write in their statement but they don’t get paid to do so, so generally they don’t have a huge incentive to write a lengthy statement against you.
So what do you write in your trial by written declaration, anyhow?
Here’s an insider look at how one of the top legal companies in California formulates defenses for their drivers. Greg Muender, president and founder of TicketKick shares his tips:
● Become fully aware of what you’re dealing with. Research what the law says about your violation, break it down, and find the loopholes that apply to your case. For example, red light camera law establishes lengthy requirements that cities must abide by in operating the camera systems. Use public resources to determine if all requirements have been met.
● Research similar published cases (case precedent) and cite them when applicable.
● Stick to the facts about your case. Do not formulate any excuses about why you did whatever you did. Do not admit guilt.
● Remember, the trial by written declaration is a legal document which leaves no room for spelling or grammatical errors. If your statement includes legal jargon, including cited case precedent, be sure to use it properly and authoritatively.
● Identify the ways that you are not guilty, and use that as a foundation to convince the judge why he should dismiss the case.
With ticket fines higher than ever, and the average speeding ticket costing between $250-$400 and everyone’s favorite red light camera tickets about $500 a pop, the trial by written declaration has proven to millions of drivers to be an effective way to beat traffic tickets, saving drivers hundreds of dollars in ticket fines, adding no points to their record or raising insurance rates, and saving the time and hassle it takes in going to the courthouse or taking traffic school.
Safe Drivers are Finally Getting the Savings They Deserve
When it comes to auto insurance, every driver is looking for the best discounts. When it
comes to those safe drivers, however, those discounts are well deserved and should be
obtained from their providing company. That is why State Farm is implementing a new
program that can help reduce auto insurance rates for those who are genuinely good
drivers – and not going by word of mouth either.
Starting in Illinois for 2011 and beginning within other states during 2012, there is a
State Farm In-Drive program that is going to ensure that those that are driving safely
are also taking advantage of cheaper auto insurance that they have earned through
better driving practices. Drivers will be given a little black box type of device that is
connected to your vehicle’s computer, which will then collect data that includes your
speeds, turning, stopping and accelerating, and other details that can determine the
safety of the driver.
With this program, drivers who agree to install the device are given as much as 50%
off their insurance premium, introducing rates that are much lower than typical and can
save hundreds in insurance costs each year.
This program is definitely not for everyone – as it is intended for safe drivers to prove
to insurance companies that they really are safe drivers and therefore deserve the
savings being offered. This is similar to some programs called “pay as you drive” in
which a similar device is installed and tracks the miles you drive to inform the insurance
company of the appropriate amount to be charged. Instead, the device installed will
track your habits, determining for the insurance company whether or not you deserve a
safe driver’s discount that many drivers these days are after.
So, if you are in Illinois, you can get a device installed from State Farm and begin
saving more money than you ever thought in auto insurance. If you are in other states,
you can prepare for 2012 to bring about the opportunity to save more than half of your
auto insurance premiums – if you are able to maintain safe driving habits.
http://www.insurancequotes.com/state-farm-in-drive/
Posted in Driving in the US, Driving Record, DUI/DWI Laws, Insurance, NY DMV | 
Tags: auto insurance, insurance programs | No Comments »
Do You Know the Rules of the Road?
As soon as you receive your license, you take on great responsibilities as a driver, and must be able to properly abide by all laws and rules of the road. However, there are a lot of drivers out there today that can pass their driving exams and get their license, but still don’t know the rules of the road that they are traveling, which can be different from one state to another.
So, are you sure what rules pertain to you as a driver in your state, or are you driving without the knowledge that is key to your safety and legal driving? There are several resources from your state that can offer the information that will help you follow the rules precisely, but if you don’t know what they are, how are you supposed to find them.
Driver’s Handbooks and Manuals
Every state offers its drivers the handbooks and manuals needed to understand driving in that state and the rules involved. With all states, the information contained in these manuals and the method by which you can retrieve these manuals can be much different, which is why it is always a good idea to contact the local DMV to see where and how you can get your manuals and handbooks for your state.
In many cases these days, these handbooks and manuals are offered online, but can also be obtained by mail or in-person, with every state DMV office stocked full with these manuals in order to have the necessary information to provide for drivers, which comes in handy for studying for your written exams and even understanding driving better once you do receive your license. In most states, a separate CDL driver’s handbook and motorcycle operator’s handbook is offered as well.
State Vehicle Code
Every state has a vehicle code, which is like the bible when it comes to driver’s safety and traffic laws. Every traffic law that pertains to vehicle operation, use, and ownership is contained within these publications, which are also offered by the DMV in your state. These publications can also be found online for most states today, which helps you obtain the information you need most much easier.
Getting the vehicle code is never going to be a requirement, but can yield such great information to help you better navigate the roadways in your state with the knowledge needed of the laws and rules you must follow as you sit behind the wheel.
If you use these resources, you are sure to be aware of what you must do as a driver, how you must take driving in the state and what can happen if you don’t follow the rules detailed. The rules of every state’s drivers are much different, which is something that you should remember as you go to new states driving in their highways and streets. Even if you are new or a visitor to the state and aren’t aware that you are breaking the rules, law enforcement finds it to be your responsibility and penalizes you accordingly.
Posted in Driving, Driving in the US, Driving Record, Insurance, News | Tags: legal driving, rules of the road, vehicle code | No Comments »
Copyright 2011.